Financial Mirror
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We're glad you're here. This guide will walk you through everything you need to set up your personal finance dashboard. Don't worry about finishing it all at once — take your time, and come back anytime.
Download the M-Pecunia App on Your Phone
The app reads your M-Pesa messages automatically — no typing needed. Every time you send or receive money, it shows up here within seconds.
Currently available for Android. iOS coming soon!
Import Your M-Pesa Statement
If you want to see your past transactions (not just new ones), you can upload your M-Pesa statement PDF. Our system will read it and sort each transaction into categories for you.
You can request your M-Pesa statement by dialling *334# on Safaricom.
Tell Us About Your Income & Savings Goal
When we know how much you earn and how much you'd like to save each month, we can track your progress and give you better advice.
Your financial health, in one number
Check Your Financial Health Score
This single number (0–100) tells you how healthy your finances are. It combines your savings rate, debt level, and net worth into one easy-to-understand score.
Scores between 71–100 mean you're in great shape. Below 40? The dashboard will suggest specific steps to improve.
A few more things worth checking out
Read Money Blogs
Tips and articles on saving, investing, and managing money — written by the community.
Chat with the AI Money Coach
Ask questions about your finances and get personalised advice based on your actual data.
Need Help? We're Here
Send us a message anytime from the Help page and we'll reply to your email.